Straightforward answers about coverage, before you ever sit in the waiting room.
We accept most major PPO insurance plans. If you don't see yours listed below, call us — our team can verify your benefits before your visit, so there are no surprises at checkout.
Accepted insurance plans
We're in-network with most major PPO carriers in the Bay Area. Coverage specifics still vary by employer and plan year, so we always recommend a quick call to confirm before your first visit.
Aetna PPO
Most Aetna PPO plans accepted.
Blue Shield of California PPO
Individual & employer plans.
Cigna PPO
Open Access & PPO plans.
United Healthcare PPO
Choice and Options plans.
Anthem Blue Cross PPO
California plans.
Health Net PPO
Select plans.
Medicare (Original / Traditional)
Part B accepted.
Tricare
Select plans — call to verify.
Plans we do not accept
- HMO plans (Kaiser, most HMOs)
- Medi-Cal / Medicaid
- Covered California plans (marketplace plans)
- Medicare Advantage (HMO-based)
Have one of these plans?
You're still welcome to be seen here. Pay cash for your visit at our transparent self-pay rate, or join our Concierge Medicine program for direct access to Dr. Parikh, independent of insurance entirely.
Learn about Concierge Medicine →Always verify your benefits first.
Even if your plan is listed above, coverage specifics — deductibles, copays, in-network status — vary by employer and plan year. We recommend calling the member services number on the back of your insurance card to confirm ParikhHealth is in-network before your first visit. Our team is also happy to help you check.
A few things that work a little differently
Insurance billing at a multi-specialty practice has some nuances worth knowing up front.
Physical therapy benefits are separate
PT services are billed to insurance but are subject to your plan's PT-specific benefits, which may differ from your medical benefits. Verify your PT copay, sessions per year, and deductible separately.
Aesthetic services are self-pay only
Botox, microneedling, PRP treatments, and other aesthetic services are not covered by insurance and are billed directly at our transparent self-pay rates.
Concierge fees aren't billed to insurance
The membership fee is a separate charge for enhanced access. Standard clinical services rendered during concierge visits are still billed to your insurance as normal.
Your options, either way
Insured, uninsured, or somewhere in between — there's a straightforward path to being seen.
Self-pay options
Don't have insurance, or prefer to pay out-of-pocket? We offer transparent self-pay rates for all services. Call us for current pricing.
Call 408-266-3100 →Verify your coverage
Call us before your first visit and our team will help verify your in-network status and estimate your out-of-pocket costs.
Call 408-266-3100 →No insurance?
Our Concierge Medicine and PitchFit memberships work alongside or independently of insurance — providing direct access to Dr. Parikh without the need for traditional insurance billing.
Learn about Concierge Medicine →Before you reach out
How do I know if my specific plan is accepted?
Being listed above means we're generally in-network with that carrier's PPO plans, but employer-specific plan variations exist. Call us with your insurance card in hand and we'll verify your exact plan.
What if I have an HMO plan, like Kaiser?
We're not in-network with HMO plans, so visits would be self-pay. Many HMO patients choose to see us for sports medicine, physical therapy, or concierge care while keeping their HMO for other needs.
Are physical therapy visits covered the same way as medical visits?
Not necessarily. PT is billed under your plan's physical therapy benefit, which often has its own copay, visit limit, and deductible separate from your general medical benefit. Worth a quick verification call.
Does Concierge membership mean I don't need insurance?
Concierge membership covers enhanced access — direct physician contact, longer visits, and coordination. You'll still want insurance or major medical coverage for labs, imaging, specialist care, and hospitalization.
Our team is happy to help you understand your benefits before your first visit.
A quick call is usually all it takes to know what's covered and what to expect.